Pricing & Fee Transparency
All fees live in configuration, are published here in advance, and — most importantly — every fee, exchange rate, and recipient amount is re-confirmed before you approve any transaction. Never disclosed only after the fact.
| Category | Model | Note |
|---|---|---|
| Account maintenance | Flat monthly or annual fee, tier-dependent | May be zero at base tier |
| International transfer fee | Flat fee plus percentage, configured per corridor | Disclosed before confirmation |
| FX spread | Basis-point markup over a disclosed reference rate | Reference-rate source: [Reference-rate source — pending] |
| Card issuance / replacement | Flat fee per card | First card optionally waived |
| ATM withdrawal | Flat fee plus possible operator surcharge passthrough | Local ATM operator surcharges may apply |
| Corporate account | Tiered by employee and card count | — |
| Premium relationship management | Included at Private Plus and above, or subscription add-on | — |
| Institutional / enterprise services | Custom quoted | — |
Client tiers
Private
Individual clients
- Multi-currency accounts
- Ashford Private Card
- Digital relationship-manager access
Eligibility assessed individually
Private Plus
Clients with more complex international needs
- Priority relationship manager
- Expanded FX limits
- Wealth-reporting dashboard
Eligibility assessed individually
Corporate
Companies and organizations
- Multi-user access
- Approvals workflow
- Expense management
- Accounting exports
Eligibility assessed individually
Institutional
Eligible institutional clients
- Dedicated onboarding
- Bespoke reporting
- API access
Eligibility assessed individually