DEMO ENVIRONMENT — NO REAL FUNDS.

Frequently Asked Questions

Getting Started

Who can open an account?

Individuals and companies in supported jurisdictions, across four tiers: Private, Private Plus, Corporate, and Institutional. Eligibility assessed individually; jurisdiction availability is published as it is confirmed.

How does onboarding work?

You complete an application covering identity, residence, tax residency, and source of funds; businesses also provide directors, beneficial owners, and corporate documents. A reviewer then completes identity, sanctions, and screening checks — approval is never automatic just because documents were uploaded.

Is Ashford & Crane a bank?

Ashford & Crane is a financial technology company. Regulated services are provided in partnership with separately regulated institutions; details are published once confirmed. Information pending regulatory confirmation.

Fees

Where can I see the fees?

The full fee schedule is published on the Pricing page. More importantly, the exact fee, exchange rate, and recipient amount for any transaction is shown and re-confirmed before you approve it.

How is the exchange rate set?

Each FX quote applies a disclosed basis-point markup over a named reference rate. The reference-rate source is shown on every quote.

Are there hidden charges?

No. Where a third party may add a cost — for example a local ATM operator surcharge — we say so explicitly rather than leave it out.

Security

How is my account protected?

Encryption in transit and at rest, multi-factor authentication, device and session management, transaction-level authentication, and a complete append-only audit trail. The Trust Center explains each control in plain language.

Will Ashford & Crane ever ask for my password?

Never — not through chat, email, or phone. We also never ask for full card security codes or authentication codes through support channels. Treat any such request as fraudulent.

What if I lose my card or see an unfamiliar transaction?

Freeze the card instantly from the app, sign out sessions you don't recognize, and contact Technical Support. Support staff see masked details and cannot move your funds.

International Transfers

How long does a transfer take?

Timing depends on the currency corridor and the partner provider delivering the payment. Your transfer shows live status — Draft, Pending verification, Processing, and Completed only once the payment system has actually confirmed completion.

Can I schedule a transfer for later?

Yes. You can choose a future date at the amount or review step instead of submitting immediately.

Can a transfer be reversed?

You can cancel a transfer while it is still in draft. Once submitted, contact support promptly — corrections are handled as new, properly recorded entries rather than edits to history.

Cards

What card products are offered?

The Ashford Private Card for personal use and the Ashford Corporate Card for business expenses — both issued through a regulated card issuer once confirmed.

Can I use my card at any ATM?

ATM availability depends on the card network, issuer, country, and local operator — it is not guaranteed everywhere. The app shows estimated conversion and fees before you withdraw, and local operator surcharges may apply.

What controls do I have over my card?

Freeze and unfreeze instantly, set spending limits, toggle ATM, online, and contactless use, and restrict where geographically the card can be used.

Services described on this site are subject to eligibility assessment, jurisdictional availability, applicable regulatory requirements, and the availability of regulated partner providers. Nothing on this page is an offer of regulated financial services. Information pending regulatory confirmation is shown as such wherever it appears.